Who is "Lloyds of London", then ?

All the special risk programs we offer on this site (namely High Limit Accident Life Insurance and Kidnap, Ransom Insurance) are fully insured and backed by certain underwriters at Lloyds of London. Learn more about Lloyds Marketplace here:

• Since its early days based in a 17th century coffee shop, Lloyd’s has proved
  time and time again that it can respond quickly to change and meet
  customer demands. Lloyd’s underwriters are known throughout the world for
  devising tailored, innovative solutions to complex problems.
• Lloyd’s covers the world’s most complex and specialist risks – from oil rigs
  to celebrity body parts, from major airlines to the world’s biggest banks and
  sporting events.
• Insurance is sold (or ‘underwritten’) by members of Lloyd’s. The members
  provide the financial backing, known as capital, which acts as security for
  Lloyd’s policies to help ensure that claims are paid. Capital comes from a
  mixture of financial institutions, major insurance businesses and individuals
  (sometimes called ‘Names’).
• A member or a group of members form a syndicate. A syndicate’s
  underwriting and other activities are managed on behalf of its members by a
  managing agent. For example, managing agents employ the underwriters
  who use their specialist knowledge to accept or decline risks for the
  syndicate. Different syndicates can specialise in different types of
  insurance.
• There are 46 managing agents running 75 syndicates in the Lloyd’s
  market.*
• Business comes into the Lloyd’s market from more than 200 countries and
  territories worldwide.
• The market provides insurance for eight of the world’s top pharmaceutical
  companies, and 48 of the world’s top banks.**
• Lloyd’s has capacity to write about £15.95bn of business as 1 January
  2008.
• The Lloyd’s market is rated A, by rating agency A.M. Best and A+ by Fitch
  and Standard & Poors.